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Bank of America Corporation is a Delaware corporation, a bank holding company
(BHC) and a financial holding company. When used in this report, "Bank of
America," "the Corporation," "we," "us" and "our" may refer to Bank of America
Corporation individually, Bank of America Corporation and its subsidiaries, or
certain of Bank of America Corporation's subsidiaries or affiliates. As part of
our efforts to streamline the Corporation's organizational structure and reduce
complexity and costs, the Corporation has reduced and intends to continue to
reduce the number of its corporate subsidiaries, including through intercompany
mergers.
Bank of America is one of the world's largest financial institutions, serving
individual consumers, small- and middle-market businesses, institutional
investors, large corporations and governments with a full range of banking,
investing, asset management and other financial and risk management products and
services.
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