Unless the context otherwise requires, references in this Form 10-K to
�RenaissanceRe� refers to RenaissanceRe Holdings Ltd. (the parent company) and
the �Company� refers to RenaissanceRe Holdings Ltd. and its subsidiaries, which
principally include, but are not limited to, Renaissance Reinsurance Ltd.
(�Renaissance Reinsurance�), RenaissanceRe Specialty Risks Ltd. (�RenaissanceRe
Specialty Risks�), RenaissanceRe Specialty U.S. Ltd. (�RenaissanceRe Specialty
U.S.�), Renaissance Reinsurance of Europe (�ROE�) and the Company�s Lloyd�s
syndicate, RenaissanceRe Syndicate 1458 (�Syndicate 1458�).
We also underwrite reinsurance on behalf of joint ventures, principally
including Top Layer Reinsurance Ltd. (�Top Layer Re�), recorded under the equity
method of accounting, Upsilon Reinsurance Fund Opportunities Ltd. (�Upsilon
RFO�), a consolidated variable interest entity, RenaissanceRe Medici Fund Ltd.
(�Medici�) and DaVinci Reinsurance Ltd. (�DaVinci�).