Company:  CASS INFORMATION SYSTEMS ... (CASS)
Form Type:  10-Q
Filing Date:  5/7/2009 
CIK:  0000708781 
Address:  13001 HOLLENBERG DR. 
City, State, Zip:  BRIDGETON, Missouri 63044 
Telephone:  (314) 505-5500 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$30.33  
Change: 
0.20 (0.66%)  
Trade Time: 
Feb 09  
Market Cap: 
$284.47M
Description of Business
Cass Information Systems, Inc. ("Cass" or "the Company") is a leading provider of payment and information processing services to large manufacturing, distribution and retail enterprises across the United States. The Company provides freight invoice rating, payment, audit, accounting and transportation information to many of the nation's largest companies. It is also a processor and payer of utility invoices, including electricity, gas, and other facility related expenses. Additionally, Cass competes in the telecommunications expense management market which includes bill processing, audit and payment services for telephone, data line, cellular and communication equipment expense. Also the Company, through its wholly owned bank subsidiary, Cass Commercial Bank ("the Bank"), provides commercial banking services.
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  FORM 10-Q
    PART I. FINANCIAL INFORMATION
      ITEM 1. FINANCIAL STATEMENTS
        BALANCE SHEET
        INCOME STATEMENT
        CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
      ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 4. CONTROLS AND PROCEDURES
    PART II. OTHER INFORMATION
      ITEM 1. LEGAL PROCEEDINGS
      ITEM 1A. RISK FACTORS
      ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF ...
      ITEM 3. DEFAULTS UPON SENIOR SECURITIES
      ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
      ITEM 5. OTHER INFORMATION
      ITEM 6. EXHIBITS
    Exhibit 31.1 Certification Pursuant to Section 302 of the
    Exhibit 31.2 Certification Pursuant to Section 302 of the
    Exhibit 32.1 Certification Pursuant to 18 U.S.C. Section ...
    Exhibit 32.2 Certification Pursuant to 18 U.S.C. Section ...
    SIGNATURES
  EXHIBIT 31.1
    CERTIFICATIONS
  EXHIBIT 31.2
    CERTIFICATIONS
  EXHIBIT 32.1
    CERTIFICATION PURSUANT TO
  EXHIBIT 32.2
    CERTIFICATION PURSUANT TO
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