American Express Company, together with its consolidated subsidiaries (�American
Express,� the �Company,� �we,� �us� or �our�), is a global services company that
provides customers with access to products, insights and experiences that enrich
lives and build business success. Our principal products and services are charge
and credit payment card products and travel-related services offered to
consumers and businesses around the world.
We were founded in 1850 as a joint stock association. We were incorporated in
1965 as a New York corporation. American Express Company and its principal
operating subsidiary, American Express Travel Related Services Company, Inc.
(�TRS�), are bank holding companies under the Bank Holding Company Act of 1956,
as amended (the �BHC Act�), subject to the supervision and examination by the
Board of Governors of the Federal Reserve System (the �Federal Reserve�).
Our headquarters are located in New York, New York in lower Manhattan.