The Corporation was formed in 1974 as a bank holding company. In 2000, the
Corporation elected to become and remains a financial holding company under the
Gramm-Leach-Bliley Act of 1999 (GLB Act). The Corporation has four reportable
business segments: Community Banking, Wealth Management, Insurance and Consumer
Finance. As of December 31, 2013, the Corporation had 266 Community Banking
offices in Pennsylvania, Ohio, Maryland and West Virginia and 72 Consumer
Finance offices in Pennsylvania, Ohio, Tennessee and Kentucky.
The Corporation, through its subsidiaries, provides a full range of financial
services, principally to consumers and small- to medium-sized businesses in its
market areas. The Corporation�s business strategy focuses primarily on providing
quality, community-based financial services adapted to the needs of each of the
markets it serves.