Goldman Sachs is a leading global investment banking, securities and investment
management firm that provides a wide range of financial services to a
substantial and diversified client base that includes corporations, financial
institutions, governments and high-net-worth individuals.
When we use the terms �Goldman Sachs,� �the firm,� �we,� �us� and �our,� we mean
The Goldman Sachs Group, Inc. (Group Inc.), a Delaware corporation, and its
References to �the 2013 Form 10-K� are to our Annual Report on Form 10-K for the
year ended December 31, 2013. All references to 2013, 2012 and 2011 refer to our
years ended, or the dates, as the context requires, December 31, 2013,
December 31, 2012 and December 31, 2011, respectively.
Group Inc. is a bank holding company and a financial holding company regulated
by the Board of Governors of the Federal Reserve System (Federal Reserve Board).