Oak Ridge Financial Services, Inc. (referred to as the �Company,� �we,� �our� or
�us�) is a bank holding company incorporated under the laws of the State of
North Carolina and registered under the Bank holding Company Act of 1956, as
amended (�BHCA�). The Company was incorporated on March 2, 2007 and became a
bank holding company on April 20, 2007.
Bank of Oak Ridge (the �Bank�) was incorporated on April 6, 2000 as a North
Carolina chartered commercial bank and opened for business on April 10, 2000.
Including its main office, the Bank operates five (5) full service branch
offices in Oak Ridge, Summerfield, and Greensboro, North Carolina.
The Company operates for the primary purpose of serving as the holding company
for the Bank. The Company�s and the Bank�s headquarters are located at 8050
Fogleman Road, North Carolina 27310. The telephone number is (336) 644-9944, and
its website is www.bankofoakridge.com.