Company:  PROGRESSIVE CORP/OH/ (PGR)
Form Type:  10-K
Filing Date:  2/25/2009 
CIK:  0000080661 
Address:  6300 WILSON MILLS RD 
City, State, Zip:  MAYFIELD VILLAGE, Ohio 44143 
Telephone:  (440) 461-5000 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$16.85   		Change: 
0.07 (0.42%)  
Trade Time: 
Nov 20   		Market Cap: 
$11.36B
Description of Business
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  FORM 10-K
    PART I
      ITEM 1. BUSINESS
      ITEM 1A. RISK FACTORS
      ITEM 1B. UNRESOLVED STAFF COMMENTS
      ITEM 2. PROPERTIES
      ITEM 3. LEGAL PROCEEDINGS
      ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
    PART II
      ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED ...
      ITEM 6. SELECTED FINANCIAL DATA
      ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
      ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ...
      ITEM 9A. CONTROLS AND PROCEDURES
      ITEM 9B. OTHER INFORMATION
    PART III
      ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
        NAME AND TITLE
      ITEM 11. EXECUTIVE COMPENSATION
      ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND ...
      ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND ...
      ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES
    PART IV
      ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
    BALANCE SHEET
    INCOME STATEMENT
    NOTES TO CONDENSED FINANCIAL STATEMENTS
    Consent of Independent Registered Public Accounting Firm
    SIGNATURES
    EXHIBIT INDEX
  EXHIBIT 10.24
  EXHIBIT 10.34
  EXHIBIT 10.42
  EXHIBIT 10.47
  EXHIBIT 10.53
  EXHIBIT 11
    COMPUTATION OF EARNINGS PER SHARE
  EXHIBIT 13
    INCOME STATEMENT
    BALANCE SHEET
    STOCKHOLDERS EQUITY
    CASH FLOW
    1. REPORTING AND ACCOUNTING POLICIES
    Report of Independent Registered Public Accounting Firm
  EXHIBIT 21
    SUBSIDIARIES
  EXHIBIT 24
    POWER OF ATTORNEY
  EXHIBIT 31.1
    CERTIFICATION
  EXHIBIT 31.2
    CERTIFICATION
  EXHIBIT 32.1
    SECTION 1350 CERTIFICATION
  EXHIBIT 32.2
    SECTION 1350 CERTIFICATION
  EXHIBIT 99
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