Company:  ATLANTIC COAST FEDERAL CO ... (ACFC)
Form Type:  8-K
Filing Date:  4/27/2009 
CIK:  0001284077 
Address:  505 HAINES AVENUE 
City, State, Zip:  WAYCROSS, Georgia 31501 
Telephone:  (912) 283-4711 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$1.49   		Change: 
0.05 (3.47%)  
Trade Time: 
09:33 AM EST   		Market Cap: 
$20.02M
Description of Business
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  FORM 8-K
    SECTION 2 FINANCIAL INFORMATION
      ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
    SECTION 9 FINANCIAL STATEMENTS AND EXHIBITS
      ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.
    SIGNATURES
    EXHIBIT INDEX
  EXHIBIT 99.1
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