T Bancshares, Inc. (the �Company,� �we,� �us,� or �our,� hereafter) was
incorporated under the laws of the State of Texas on December 23, 2002 to serve
as the bank holding company for T Bank, N.A., a national association (the
�Bank�), which opened on November 2, 2004. The Bank operates through a main
office located at 16000 Dallas Parkway, Dallas, Texas. Other than its ownership
of the Bank, the Company conducts no material business.
As of December 31, 2013, the Company had, on a consolidated basis, approximately
$144.5 million in assets, $112.3 million in total loans and $105.8 million in