Federated National Holding Company (�FNHC�, �Company�, �we�, �us�), formerly
known as 21st Century Holding Company is an insurance holding company that
controls substantially all steps in the insurance underwriting, distribution and
claims processes through our subsidiaries and our contractual relationships with
our independent agents and general agents. We changed our name on September 11,
2012, pursuant to approval received at our annual shareholders� meeting, from
21st Century Holding Company so that our parent company and other subsidiary
companies� names are consistent with our primary insurance subsidiary and the
name under which we have been writing insurance for more than 22 years.
We are authorized to underwrite, and/or place through our wholly owned
subsidiaries, homeowners� multi-peril (�homeowners�), commercial general
liability, federal flood, personal auto and various other lines of insurance in
Florida and various other states.