Company:  ZENITH NATIONAL INSURANCE ... (ZNT)
Form Type:  10-K
Filing Date:  2/13/2009 
CIK:  0000109261 
Address:  21255 CALIFA ST 
City, State, Zip:  WOODLAND HILLS, California 91367 
Telephone:  (818) 713-1000 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$27.40   		Change: 
0.18 (0.66%)  
Trade Time: 
Feb 09   		Market Cap: 
$1.02B
Description of Business
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  FORM 10-K
    PART I
      ITEM 1. Business.
        INCOME STATEMENT
      ITEM 1A. Risk Factors.
      ITEM 1B. Unresolved Staff Comments.
      ITEM 2. Properties.
      ITEM 3. Legal Proceedings.
      ITEM 4. Submission of Matters to a Vote of Security Holders.
    PART II
      ITEM 5. Market for Registrant's Common Equity, Related ...
      ITEM 6. Selected Financial Data.
      ITEM 7. Management's Discussion and Analysis of Consolidated ...
      ITEM 7A. Quantitative and Qualitative Disclosures about ...
      ITEM 8. Financial Statements and Supplementary Data.
      ITEM 9. Changes in and Disagreements with Accountants on ...
      ITEM 9A. Controls and Procedures.
      ITEM 9B. Other Information.
    PART III
      ITEM 10. Directors, Executive Officers and Corporate Governance.
      ITEM 11. Executive Compensation.
      ITEM 12. Security Ownership of Certain Beneficial Owners and ...
      ITEM 13. Certain Relationships and Related Transactions, and ...
      ITEM 14. Principal Accountant Fees and Services.
    PART IV
      ITEM 15. Exhibits and Financial Statement Schedules.
    Notes to Consolidated Financial Statements
    SIGNATURES
    CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
    REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
    BALANCE SHEET
    INCOME STATEMENT
    CASH FLOW
    VALUATION AND QUALIFYING ACCOUNTS
    EXHIBIT INDEX
  EXHIBIT 10.5
  EXHIBIT 10.7
  EXHIBIT 10.9
  EXHIBIT 10.12
  EXHIBIT 10.14
  EXHIBIT 10.17
  EXHIBIT 10.19
  EXHIBIT 10.20
  EXHIBIT 13
    BALANCE SHEET
    INCOME STATEMENT
    CASH FLOW
    CASH FLOW
    STOCKHOLDERS EQUITY
    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
  EXHIBIT 21
  EXHIBIT 31.1
    CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO
  EXHIBIT 31.2
    CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO
  EXHIBIT 32
    CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL ...
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