Company:  VILLAGE BANK & TRUST FINA ... (VBFC)
Form Type:  10-K
Filing Date:  3/31/2009 
CIK:  0001290476 
Address:  15521 MIDLOTHIAN TURNPIKE
SUITE 200 
City, State, Zip:  MIDLOTHIAN, Virginia 23113 
Telephone:  804-897-3900 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$2.10   		Change: 
0.00 (0.00%)  
Trade Time: 
Feb 09   		Market Cap: 
$8.89M
Description of Business
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  FORM 10-K
    PART I
      ITEM 1. BUSINESS
      ITEM 1A. RISK FACTORS
      ITEM 1B. UNRESOLVED STAFF COMMENTS
      ITEM 2. PROPERTIES
      ITEM 3. LEGAL PROCEEDINGS
      ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
    PART II
      ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED ...
      ITEM 6. SELECTED FINANCIAL DATA
      ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
        Report of Independent Registered Public Accounting Firm
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        Notes to Consolidated Financial Statements
          BALANCE SHEET
          INCOME STATEMENT
          CASH FLOW
      ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ...
      ITEM 9A. CONTROLS AND PROCEDURES
      ITEM 9B. OTHER INFORMATION
    PART III
      ITEM 10. DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE GOVERNANCE
      ITEM 11. EXECUTIVE COMPENSATION
      ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND ...
      ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND ...
      ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES
    PART IV
      ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
    Report of Independent Registered Public Accounting Firm (BDO ...
    32 Section 906 Certification.
    SIGNATURES
  EXHIBIT 21
    SUBSIDIARIES
  EXHIBIT 31
    CERTIFICATION OF CHIEF EXECUTIVE OFFICER
  EXHIBIT 31
    CERTIFICATION OF CHIEF FINANCIAL OFFICER
  EXHIBIT 32
    CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED
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