Company:  WESTFIELD FINANCIAL INC (WFD)
Form Type:  10-Q
Filing Date:  8/7/2009 
CIK:  0001157647 
Address:  141 ELM STREET 
City, State, Zip:  WESTFIELD, Massachusetts 01085 
Telephone:  (413) 568-1911 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$8.32   		Change: 
0.00 (0.00%)  
Trade Time: 
Feb 09   		Market Cap: 
$253.74M
Description of Business
General. Westfield Bank was formed in 1853 and reorganized into a mutual holding company structure without a stock offering in 1995. In July 2004, Westfield Bank converted from a Massachusetts-chartered savings bank to a federally-chartered savings bank regulated by the Office of Thrift Supervision. Westfield Financial, Inc. ("Westfield Financial") was organized as a Massachusetts-chartered stock holding company in November 2001 in connection with the reorganization of Westfield Mutual Holding Company, a federally-chartered mutual holding company. As part of the reorganization, Westfield Financial offered for sale 47% of its common stock. The remaining 53% of Westfield Financial's shares were issued to Westfield Mutual Holding Company. The reorganization and related stock offering were completed on December 27, 2001.
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  FORM 10-Q
    PART I
      ITEM 1: FINANCIAL STATEMENTS
        BALANCE SHEET
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)
      ITEM 2: MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      ITEM 3: QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 4: CONTROLS AND PROCEDURES
    PART II - OTHER INFORMATION
    SIGNATURES
  EXHIBIT 31
    CERTIFICATION
  EXHIBIT 32
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