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FFD Financial Corporation ("FFD"), an Ohio corporation formed in 1996, is
a savings and loan holding company which owns all of the issued and outstanding
common shares of First Federal Community Bank, a federal savings bank ("First
Federal").
First Federal has conducted business in Tuscarawas County, Ohio since it
was incorporated in 1898 as an Ohio savings and loan association under the name
"Dover Building & Loan Company." First Federal obtained a federal savings and
loan charter in 1937 under the name "First Federal Savings & Loan Association."
In 1983, First Federal changed to a federal savings bank charter under the name
"First Federal Savings Bank of Dover, " and in August 2001, First Federal
adopted its present name. First Federal presently conducts its business from
its main office in Dover, Ohio, branches in Dover, New Philadelphia and
Sugarcreek, Ohio, and a limited service office in Coshocton, Ohio.
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