Company:  CREDIT ACCEPTANCE CORP (CACC)
Form Type:  10-K
Filing Date:  2/27/2009 
CIK:  0000885550 
Address:  25505 WEST TWELVE MILE ROAD 
City, State, Zip:  SOUTHFIELD, Michigan 48034-8334 
Telephone:  (248) 353-2700 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$40.90   		Change: 
-0.90 (-2.15%)  
Trade Time: 
Feb 09   		Market Cap: 
$1.27B
Description of Business
Register for a Free Trial and access this filing in:     
  FORM 10-K
    PART I
      ITEM 1. BUSINESS
      ITEM 1A. RISK FACTORS
      ITEM 1B. UNRESOLVED STAFF COMMENTS
      ITEM 2. PROPERTIES
      ITEM 3. LEGAL PROCEEDINGS
      ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
    PART II
      ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED ...
      ITEM 6. SELECTED FINANCIAL DATA
      ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
        Results of Operations
          INCOME STATEMENT
        Liquidity and Capital Resources
        Market Risk
      ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
        REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
        OPTIONS AGGREGATE
        BALANCE SHEET
        BALANCE SHEET
      ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ...
      ITEM 9A. CONTROLS AND PROCEDURES
      REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
    PART III
      ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
      ITEM 11. EXECUTIVE COMPENSATION
      ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS ...
      ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, ...
      ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES
    PART IV
      ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
    Report of Independent Public Accountants
    SIGNATURES
    EXHIBIT INDEX
  EXHIBIT 4.F.118
  EXHIBIT 4.F.119
  EXHIBIT 21.1.A
    SUBSIDIARIES
  EXHIBIT 23.A
    CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
  EXHIBIT 31.A
    CERTIFICATION PURSUANT TO SECTION 302
  EXHIBIT 31.B
    CERTIFICATION PURSUANT TO SECTION 302
  EXHIBIT 32.A
    CERTIFICATION PURSUANT TO
  EXHIBIT 32.B
    CERTIFICATION PURSUANT TO
BROKERAGE PARTNERS
© 1995-2010 EDGAR Online, Inc. All rights reserved • NASDAQ: EDGR • Solutions for Corporations • Terms of Use • Privacy Statement