Company:  ORIENTAL FINANCIAL GROUP ... (OFG)
Form Type:  10-K
Filing Date:  3/16/2009 
CIK:  0001030469 
Address:  MONACILLOS 1000
SAN ROBERTO ST 
City, State, Zip:  RIO PIEDRAS,  00926 
Telephone:  (787) 766-1986 
Fiscal Year:  12/07 
Last Trade
Last Trade: 
$10.11   		Change: 
0.11 (1.10%)  
Trade Time: 
Feb 09   		Market Cap: 
$245.02M
Description of Business
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  FORM 10-K
    PART I
      ITEM 1. BUSINESS
      ITEM 1A. RISK FACTORS
      ITEM 1B. UNRESOLVED STAFF COMMENTS
      ITEM 2. PROPERTIES
      ITEM 3. LEGAL PROCEEDINGS
      ITEM 4. SUBMISSIONS OF MATTERS TO A VOTE OF SECURITY HOLDERS
    PART II
      ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED ...
      ITEM 6. SELECTED FINANCIAL DATA
        INCOME STATEMENT
      ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
      ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ...
      ITEM 9A. CONTROLS AND PROCEDURES
      ITEM 9B. OTHER INFORMATION
    PART III
    PART IV
      ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
    SIGNATURES
  EXHIBIT 10.27
  EXHIBIT 13.0
    REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
    REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
      BALANCE SHEET
      INCOME STATEMENT
      STOCKHOLDERS EQUITY
      CASH FLOW
    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
      BALANCE SHEET
      INCOME STATEMENT
  EXHIBIT 21.0
  EXHIBIT 23.1
    I. CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
  EXHIBIT 31.1
    MANAGEMENT CERTIFICATION PURSUANT TO
  EXHIBIT 31.2
    MANAGEMENT CERTIFICATION PURSUANT TO
  EXHIBIT 32.1
    CERTIFICATION PURSUANT TO
  EXHIBIT 32.2
    CERTIFICATION PURSUANT TO
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