Company:  SLM CORP (SLM)
Form Type:  10-K
Filing Date:  3/2/2009 
CIK:  0001032033 
Address:  300 CONTINENTAL DRIVE 
City, State, Zip:  NEWARK, Delaware 19713 
Telephone:  (302) 283-8000 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$12.65  
Change: 
-0.06 (-0.47%)  
Trade Time: 
09:35 AM EST  
Market Cap: 
$5.45B
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Description of Business
SLM Corporation, more commonly known as Sallie Mae, is the nation's leading saving, planning and paying for college company. For 44 years, we have made a difference in students' and families' lives, helping more than 34 million Americans pay for college. We recognize there is no single way to achieve this task, so we provide a range of products to help families, whether college is a long way off or right around the corner. We promote responsible financial habits that help our customers make college happen. Our primary business is to originate and service Private Education Loans we make to students and their families. We use "Private Education Loans" to mean education loans to students or their families that are not made, insured or guaranteed by any state or federal government. Private Education Loans do not include loans insured or guaranteed under the previously existing Federal Family Education Loan program ("FFELP Loans").
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  FORM 10-K
    PART I.
      Item 1. Business
      Item 1A. Risk Factors
      Item 1B. Unresolved Staff Comments
      Item 2. Properties
      Item 3. Legal Proceedings
      Item 4. Submission of Matters to a Vote of Security Holders
    PART II.
      Item 5. Market for Registrant's Common Equity, Related ...
      Item 6. Selected Financial Data
      Item 7. Management's Discussion and Analysis of Financial ...
        RESULTS OF OPERATIONS
          BALANCE SHEET
          BALANCE SHEET
          BALANCE SHEET
        LIQUIDITY AND CAPITAL RESOURCES
          BALANCE SHEET
          BALANCE SHEET
      Item 7A. Quantitative and Qualitative Disclosures about ...
      Item 8. Financial Statements and Supplementary Data
      Item 9. Changes in and Disagreements with Accountants on ...
      Item 9A. Controls and Procedures
      Item 9B. Other Information
    PART III.
      Item 10. Directors, Executive Officers and Corporate Guidance
      Item 11. Executive Compensation
      Item 12. Security Ownership of Certain Beneficial Owners ...
      Item 13. Certain Relationships and Related Transactions, ...
      Item 14. Principal Accounting Fees and Services
    PART IV.
      Item 15. Exhibits, Financial Statement Schedules
    SIGNATURES
    Report of Independent Registered Public Accounting Firm
    BALANCE SHEET
    INCOME STATEMENT
    STOCKHOLDERS EQUITY
    STOCKHOLDERS EQUITY
    CASH FLOW
    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
  EXHIBIT 10.25
  EXHIBIT 10.26
  EXHIBIT 10.27
  EXHIBIT 10.28
  EXHIBIT 10.29
  EXHIBIT 10.30
  EXHIBIT 10.31
  EXHIBIT 10.32
  EXHIBIT 10.33
  EXHIBIT 23
    CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
  EXHIBIT 31.1
  EXHIBIT 31.2
  EXHIBIT 32.1
    CERTIFICATION PURSUANT TO
  EXHIBIT 32.2
    CERTIFICATION PURSUANT TO