Company:  CASCADE FINANCIAL CORP (CASB)
Form Type:  10-K
Filing Date:  3/13/2009 
CIK:  0000928911 
Address:  2828 COLBY AVE 
City, State, Zip:  EVERETT, Washington 98201 
Telephone:  (425) 259-8551 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$2.10   		Change: 
0.138 (7.03%)  
Trade Time: 
Feb 09   		Market Cap: 
$25.51M
Description of Business
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  FORM 10-K
    PART I
      Item 1. Business
        BENEFICIAL OWNERS
      Item 1A. Risk Factors
      Item 2. Properties
      Item 3. Legal Proceedings
      Item 4. Submission of Matters to a Vote of Security Holders
    PART II
      Item 5. Market for Registrant's Common Equity, Related ...
      Item 6. Selected Financial Data
      Item 7. Management's Discussion and Analysis of Financial ...
      Item 7A. Quantitative and Qualitative Disclosures About ...
      Item 8. Financial Statements and Supplementary Data
      Item 9. Changes in and Disagreements with Accountants on ...
      Item 9A. Controls and Procedures
      Item 9B. Other Information
    PART III
      Item 10. Directors, Executive Officers and Corporate Governance
        NAME AND TITLE
      Item 11. Executive Compensation
      Item 12. Security Ownership of Certain Beneficial Owners and ...
      Item 13. Certain Relationships and Related Transactions, and ...
      Item 14. Principal Accountant Fees and Services
    PART IV
      Item 15. Exhibits, Financial Statement Schedules
    SIGNATURES
  EXHIBIT 13
    Report of Independent Registered Public Accounting Firm
      BALANCE SHEET
      INCOME STATEMENT
      STOCKHOLDERS EQUITY
      CASH FLOW
    Notes to Consolidated Financial Statements
      BALANCE SHEET
      INCOME STATEMENT
      CASH FLOW
  EXHIBIT 21
    SUBSIDIARIES
  EXHIBIT 23
    CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
  EXHIBIT 31.1
    CERTIFICATION OF CHIEF EXECUTIVE OFFICER
  EXHIBIT 31.2
    CERTIFICATION OF CHIEF FINANCIAL OFFICER
  EXHIBIT 32
    CERTIFICATION PURSUANT TO
BROKERAGE PARTNERS
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