CIT Group Inc., together with its subsidiaries (�we�, �our�, �CIT� or the
�Company�) has provided financial solutions to its clients since its formation
in 1908. We provide financing, leasing and advisory services principally to
middle market companies in a wide variety of industries and offer vendor,
equipment, commercial and structured financing products, as well as factoring
services. We had over $36 billion of financing and leasing assets at December
31, 2013. CIT became a bank holding company (�BHC�) in December 2008 and a
financial holding company (�FHC�) in July 2013. CIT is regulated by the Board of
Governors of the Federal Reserve System (�FRB�) and the Federal Reserve Bank of
New York (�FRBNY�) under the U.S. Bank Holding Company Act of 1956 (�Bank Act�).
Our primary bank subsidiary is CIT Bank (the �Bank�), a state chartered bank
headquartered in Salt Lake City, Utah, which offers commercial financing and
leasing products as well as a suite of savings options.