Company:  CITIZENS FINANCIAL SERVIC ... (CZFS)
Form Type:  10-K
Filing Date:  3/13/2007 
CIK:  0000739421 
Address:  15 S MAIN ST 
City, State, Zip:  MANSFIELD, Pennsylvania 16933 
Telephone:  (570) 662-2121 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
N/A   		Change: 
N/A  
Trade Time: 
  		Market Cap: 
$0.00M
Description of Business
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  FORM 10-K
    PART I
      ITEM 1 - BUSINESS.
      ITEM 2 - PROPERTIES.
      ITEM 3 - LEGAL PROCEEDINGS.
      ITEM 4 - SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.
    PART II
      ITEM 5 - MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED ...
      ITEM 6 - SELECTED FINANCIAL DATA.
      ITEM 7 - MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      ITEM 7A - QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 8 - FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.
      ITEM 9 - CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ...
      ITEM 9A - CONTROLS AND PROCEDURES.
      ITEM 9B - OTHER INFORMATION.
    PART III
      ITEM 10 - DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT
      ITEM 11 - EXECUTIVE COMPENSATION
      ITEM 12 - SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS ...
      ITEM 13 - CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
      ITEM 14 - PRINCIPAL ACCOUNTANT FEES AND SERVICES
    PART IV
      ITEM 15 - EXHIBITS, FINANCIAL STATEMENT SCHEDULES.
    Report of Independent Registered Public Accounting Firm
    SIGNATURES
  EXHIBIT 21
  EXHIBIT 23
    CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
  EXHIBIT 31.1
  EXHIBIT 31.2
  EXHIBIT 32.1
    Certification Pursuant To
  EXHIBIT 32.2
    Certification Pursuant To
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