Raymond James Financial, Inc. (�RJF�), the parent company of a business
established in 1962 and a public company since 1983, is a financial holding
company headquartered in St. Petersburg, Florida whose subsidiaries are engaged
in various financial services businesses predominantly in the United States of
America (�U.S.�) and Canada. At September 30, 2013, its principal subsidiaries
include Raymond James & Associates, Inc. (�RJ&A�), Raymond James Financial
Services, Inc. (�RJFS�), Raymond James Financial Services Advisors, Inc.
(�RJFSA�), Raymond James Ltd. (�RJ Ltd.�), Eagle Asset Management, Inc.
(�Eagle�), and Raymond James Bank, N.A. (�RJ Bank�). All of these subsidiaries
are wholly owned by RJF. RJF and its subsidiaries are hereinafter collectively
referred to as �our,� �we� or �us.�
As a financial holding company, RJF is subject to the oversight and periodic
examination of the Board of Governors of the Federal Reserve System (the �Fed�).