Company:  SOUTHWEST GEORGIA FINANCI ... (SGB)
Form Type:  8-K
Filing Date:  10/27/2009 
CIK:  0000315849 
Address:  201 FIRST ST SE
P O BOX 849
 
City, State, Zip:  MOULTRIE, Georgia 31768 
Telephone:  (229) 985-1120 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$12.52  
Change: 
-0.16 (-1.26%)  
Trade Time: 
10:27 AM EST  
Market Cap: 
$31.90M
Description of Business
Southwest Georgia Financial Corporation (the "Corporation") is a Georgia bank holding company organized in 1980, which, in 1981, acquired 100% of the outstanding shares of Southwest Georgia Bank (the "Bank"). The Bank commenced operations as Moultrie National Bank in 1928. Currently, it is a FDIC insured, state-chartered bank. The Corporation's primary business is providing banking services to individuals and businesses principally in Colquitt County, Baker County, Thomas County, Worth County, and the surrounding counties of southwest Georgia through the Bank. The Bank also operates Empire Financial Services, Inc. ("Empire"), a commercial mortgage banking firm. The Corporation's executive office is located at 201 First Street, S. E., Moultrie, Georgia 31768, and its telephone number is (229) 985-1120.
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  FORM 8-K
    SECTION 2 FINANCIAL INFORMATION
      ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION
    SECTION 9 FINANCIAL STATEMENTS AND EXHIBITS
      ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
    SIGNATURES
    EXHIBIT INDEX
  EXHIBIT 99.1
    INCOME STATEMENT
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