Company:  CULLEN/FROST BANKERS, INC ... (CFR)
Form Type:  10-Q
Filing Date:  7/24/2013 
CIK:  0000039263 
Address:  100 W HOUSTON ST 
City, State, Zip:  SAN ANTONIO, Texas 78205 
Telephone:  210-220-4011 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$77.80  
Change: 
-0.14 (-0.18%)  
Trade Time: 
Nov 26  
Market Cap: 
$4.91B
Description of Business
The disclosures set forth in this item are qualified by Item 1A. Risk Factors and the section captioned �Forward-Looking Statements and Factors that Could Affect Future Results� in Item 7. Management�s Discussion and Analysis of Financial Condition and Results of Operations of this report and other cautionary statements set forth elsewhere in this report. The Corporation Cullen/Frost Bankers, Inc. (�Cullen/Frost�), a Texas business corporation incorporated in 1977, is a financial holding company and a bank holding company headquartered in San Antonio, Texas that provides, through its subsidiaries (collectively referred to as the �Corporation�), a broad array of products and services throughout numerous Texas markets. The Corporation offers commercial and consumer banking services, as well as trust and investment management, mutual funds, investment banking, insurance, brokerage, leasing, asset-based lending, treasury management and item processing services.
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  FORM 10-Q
    Part I. Financial Information
      Item 1. Financial Statements (Unaudited)
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        Notes to Consolidated Financial Statements
          INCOME STATEMENT
      Item 2. Management's Discussion and Analysis of Financial ...
      FINANCIAL STATEMENTS
        INCOME STATEMENT
      Item 3. Quantitative and Qualitative Disclosures About ...
      Item 4. Controls and Procedures
    Part II. Other Information
      Item 1. Legal Proceedings
      Item 1A. Risk Factors
      Item 2. Unregistered Sales of Equity Securities and Use of ...
      Item 3. Defaults Upon Senior Securities
      Item 4. Mine Safety Disclosures
      Item 5. Other Information
      Item 6. Exhibits
    Signatures
  EXHIBIT 31.1
    Rule 13a-14(a) Certification
  EXHIBIT 31.2
    Rule 13a-14(a) Certification
  EXHIBIT 32.1
    Section 1350 Certification of the
  EXHIBIT 32.2
    Section 1350 Certification of the
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