Company:  KENTUCKY BANCSHARES INC / ... (KTYB)
Form Type:  10-K
Filing Date:  3/28/2014 
CIK:  0001000232 
Address:  4TH & MAIN ST
P O BOX 157
 
City, State, Zip:  PARIS, Kentucky 40362-0157 
Telephone:  859-987-1795 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$26.70  
Change: 
0.00 (0.00%)  
Trade Time: 
Jul 22  
Market Cap: 
$72.65M
Description of Business
Kentucky Bancshares, Inc. (�Company,� �Kentucky,� �we,� �our� and �us�) is a bank holding company headquartered in Paris, Kentucky. The Company was organized in 1981 and is registered under the Bank Holding Company Act of 1956, as amended (�BHCA�). The Company conducts its business in the Commonwealth of Kentucky through one banking subsidiary, Kentucky Bank. Kentucky Bank is a commercial bank and trust company organized under the laws of Kentucky. Kentucky Bank has its main office in Paris (Bourbon County), with additional offices in Paris, Cynthiana (Harrison County), Georgetown (Scott County), Lexington (Fayette), Morehead (Rowan County), Nicholasville (Jessamine County), Sandy Hook (Elliott County), Versailles (Woodford County), Wilmore (Jessamine County) and Winchester (Clark County). The deposits of Kentucky Bank are insured up to prescribed limits by the Deposit Insurance Fund (�DIF�) of the Federal Deposit Insurance Corporation (�FDIC�).
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  FORM 10-K
    PART I
      Item 1. Business
      Item 1A. Risk Factors
      Item 1B. Unresolved Staff Comments
      Item 2. Properties
      Item 3. Legal Proceedings
    PART II
      Item 5. Market for Common Equity and Related Stockholder ...
      Item 6. Selected Financial Data (in thousands except per ...
      Item 7. Management's Discussion and Analysis
        RESULTS OF OPERATIONS
      Item 7A. Quantitative and Qualitative Disclosures about ...
      Item 8. Financial Statements
        REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        CASH FLOW
        NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
          INCOME STATEMENT
          INCOME STATEMENT
      Item 9. Changes In and Disagreements with Accountants on ...
      Item 9A. Controls and Procedures
      Item 9B. Other Information
    PART III
      Item 10. Directors and Executive Officers and Corporate ...
        NAME AND TITLE
      Item 11. Executive Compensation
      Item 12. Security Ownership of Certain Beneficial Owners ...
      Item 13. Certain Relationships and Related Transactions, ...
      Item 14. Principal Accountant Fees and Services
    Part IV
      Item 15. Exhibits, Financial Statement Schedules and ...
    Report of Independent Registered Public Accounting Firm
    SIGNATURES
    Exhibit Index
  EXHIBIT 21
  EXHIBIT 23
    CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
  EXHIBIT 31.1
    CERTIFICATION OF CHIEF EXECUTIVE OFFICER
  EXHIBIT 31.2
    CERTIFICATION OF CHIEF FINANCIAL OFFICER
  EXHIBIT 32.1
    CERTIFICATION PURSUANT TO
  EXHIBIT 32.2
    CERTIFICATION PURSUANT TO
BROKERAGE PARTNERS