Company:  UNITED FIRE GROUP INC (UFCS)
Form Type:  10-K
Filing Date:  3/5/2014 
CIK:  0000101199 
Address:  118 SECOND AVE SE 
City, State, Zip:  CEDAR RAPIDS, Iowa 52401 
Telephone:  (319) 399-5700 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$30.41  
Change: 
-0.04 (-0.13%)  
Trade Time: 
04:00 PM EST  
Market Cap: 
$766.70M
Description of Business
United Fire Group, Inc. (�United Fire�, the �Registrant�, the �Company�, �we�, �us�, or �our�) and its consolidated subsidiaries and affiliates are engaged in the business of writing property and casualty insurance and life insurance and selling annuities through a network of independent agencies. Our insurance company subsidiaries are currently licensed as a property and casualty insurer in 43 states, plus the District of Columbia and as a life insurer in 37 states. United Fire & Casualty Company was incorporated in Iowa in January 1946. Our principal executive office is located at 118 Second Avenue SE, Cedar Rapids, Iowa 52401; telephone: 319-399-5700. Holding Company Reorganization On February 1, 2012, we completed a holding company reorganization (the �Reorganization�) of United Fire Group, Inc., United Fire & Casualty Company, and UFC MergeCo, Inc., an Iowa corporation formed for the purpose of facilitating the Reorganization.
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  FORM 10-K
    PART I.
      ITEM 1. BUSINESS
      ITEM 1A. RISK FACTORS
      ITEM 1B. UNRESOLVED STAFF COMMENTS
      ITEM 2. PROPERTIES
      ITEM 3. LEGAL PROCEEDINGS
      ITEM 4. MINE SAFETY DISCLOSURES
    PART II.
      ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED ...
      ITEM 6. SELECTED FINANCIAL DATA
      ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
        Market Risk
        LIQUIDITY AND CAPITAL RESOURCES
      ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
          BALANCE SHEET
        Report of Independent Registered Public Accounting Firm
      ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ...
      ITEM 9A. CONTROLS AND PROCEDURES
      Report of Independent Registered Public Accounting Firm
      ITEM 9B. OTHER INFORMATION
    PART III.
      ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
        NAME AND TITLE
      ITEM 11. EXECUTIVE COMPENSATION
      ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND ...
      ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND ...
      ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES
    PART IV.
      ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
    VALUATION AND QUALIFYING ACCOUNTS
    INCOME STATEMENT
    SIGNATURES
    Exhibit Index
  EXHIBIT 12
    RATIO COMPUTATION
  EXHIBIT 21
    SUBSIDIARIES
  EXHIBIT 23.1
    Consent of Independent Registered Public Accounting Firm
  EXHIBIT 23.2
    Consent of Independent Actuary
  EXHIBIT 23.3
    Consent of Independent Actuary
  EXHIBIT 31.1
    CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ...
  EXHIBIT 31.2
    CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ...
  EXHIBIT 32.1
    CERTIFICATION PURSUANT TO
  EXHIBIT 32.2
    CERTIFICATION PURSUANT TO
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