BB&T is a FHC headquartered in Winston-Salem, North Carolina. BB&T conducts its
business operations primarily through its bank subsidiary, Branch Bank, and
other nonbank subsidiaries.
Branch Bank (Winston-Salem, North Carolina), BB&T�s largest subsidiary, was
chartered in 1872 and is the oldest bank headquartered in North Carolina. Branch
Bank provides a wide range of banking and trust services for retail and
commercial clients in its geographic markets, including small and mid-size
businesses, public agencies, local governments and individuals, through 1,839
offices (as of December 31, 2014). Branch Bank�s principal operating
� BB&T Equipment Finance Corporation (Charlotte, North Carolina), provides loan
and lease financing to commercial and small businesses;
� BB&T Insurance Services, Inc.