Company:  COMMERCE BANCSHARES INC / ... (CBSH)
Form Type:  10-Q
Filing Date:  8/6/2013 
CIK:  0000022356 
Address:  1000 WALNUT 
City, State, Zip:  KANSAS CITY, Missouri 64106 
Telephone:  (816) 234-2000 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$44.65  
Change: 
-0.315 (-0.70%)  
Trade Time: 
04:00 PM EST  
Market Cap: 
$4.09B
Description of Business
Commerce Bancshares, Inc., a bank holding company as defined in the Bank Holding Company Act of 1956, as amended, was incorporated under the laws of Missouri on August 4, 1966. Through a second tier wholly-owned bank holding company, it owns all of the outstanding capital stock of Commerce Bank (the �Bank�), which is headquartered in Missouri. The Bank engages in general banking business, providing a broad range of retail, corporate, investment, trust, and asset management products and services to individuals and businesses. Commerce Bancshares, Inc. also owns, directly or through the Bank, various non-banking subsidiaries. Their activities include underwriting credit life and credit accident and health insurance, selling property and casualty insurance (relating to consumer loans made by the Bank), private equity investment, securities brokerage, mortgage banking, and leasing activities. A list of Commerce Bancshares, Inc.'s subsidiaries is included as Exhibit 21.
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  FORM 10-Q
    PART I: FINANCIAL INFORMATION
      Item 1. FINANCIAL STATEMENTS
        BALANCE SHEET
        INCOME STATEMENT
        CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
          BALANCE SHEET
      Item 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      Item 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      Item 4. CONTROLS AND PROCEDURES
    PART II: OTHER INFORMATION
      Item 1. LEGAL PROCEEDINGS
      Item 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF ...
      Item 6. EXHIBITS
    SIGNATURES
    INDEX TO EXHIBITS
  EXHIBIT 31.1
    CERTIFICATION
  EXHIBIT 31.2
    CERTIFICATION
  EXHIBIT 32
    CERTIFICATION PURSUANT TO
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